Does Costco Take Apple Pay? Yes, But How?

Today, convenience is of utmost importance. Everybody is seeking ways to make their daily lives simpler and easier, and technology may help with that. Unsurprisingly, many consumers want to know if they can use Apple Pay at their preferred retailers, including Costco, given that it is one of the most widely used mobile payment systems available today. 

Costco is a membership-only big-box retail store, renowned for its inexpensive prices and superior quality goods. It is understandable why so many people rely on this business for their shopping needs given that it has more than 800 locations worldwide. Nonetheless, some customers might be curious about using Apple Pay at Costco when it comes to payment options.

Does Costco Take Apple Pay

This blog post will explore does Costco take Apple Pay in more detail. In this article, we will learn everything about Apple Pay, its functionality, benefits, and appeal as a means of payment. We will also look at Costco’s present payment practices and see if customers at Costco have access to Apple Pay.

Does Costco Take Apple Pay?

We are not just saying that to make you feel better about leaving your money at home, but Yes, Costco accepts Apple Pay. Indeed, you may easily shop at Costco using your iPhone or Apple Watch at the store.

Using Apple Pay at Costco stores is simple and practical, and on top of that, it is also a risk-free and secure way to make purchases. You need to hold your Apple device up to the contactless reader, and you are good to go, now no need to worry about misplaced or stolen credit cards, and you can make payment in no time.

And if you are worried that your preferred Costco store won’t accept Apple Pay, relax. You can quickly order meals on your phone from many locations using the Costco app and pay for them with Apple Pay.

It’s amazing for Costco customers that they can use the Apple Pay wallet app to make payments and have a hassle-free buying experience the next time you are at Costco, no need to carry around a large wallet. Also, you will stand out from the crowd by paying with your Apple device. 

How to Use Apple Pay at Costco? 

You may pay for your items at Costco with Apple Pay simply and practically without taking out your wallet. The following are the instructions for using Apple Pay at Costco:

  1. Check if your iOS device, including your iPhone or Apple Watch support the Apple Pay wallet app. By navigating to your device’s settings and selecting “Wallet & Apple Pay,” you may verify this.
  1. Choose your default credit card by opening the Wallet app.
  1. Hold your device close to the contactless payment reader at the Costco checkout. The payment must be verified using Face ID, Touch ID, or device passcode.
  1. You are done once the payment has been processed.

Remember that not all Costco locations offer Apple Pay, so it is advisable to double-check with your nearby Costco location before attempting to use it. However, before purchasing, be aware that some Costco locations can have a maximum transaction restriction for mobile payments.

The plus point is that you don’t need to carry cash or credit cards when using Apple Pay at Costco because it’s a quick and safe way to pay for your purchases. So try Apple Pay the next time you spend at Costco!

The Benefits of Using Apple Pay

With the convenience of Apple Pay, customers can buy many goods and services at stores and restaurants using an iPhone, Apple Watch, iPad, or Mac. This payment mechanism’s increased security, usefulness, and speed can benefit consumers and businesses.

The greater security of Apple Pay is one of its key benefits. Users may feel secure knowing their financial information is protected with Apple Pay’s biometric authentication and cutting-edge encryption technologies. Apple Pay also substitutes a distinct device account number for the credit card information saved on the smartphone, further enhancing security.

The convenience that Apple Pay provides is another advantage. When using apps or websites, customers can purchase by tapping their device on a point-of-sale terminal. Apple Pay eliminates the need to carry cash or credit cards, lowering their risk of theft or loss.

Because transactions are completed instantaneously, Apple Pay offers a quicker alternative to traditional payment methods. With shorter lines and quicker checkouts, it offers efficiency and shopping pleasure.

Apple Pay ultimately helps many businesses by lowering the chances of chargebacks and fraudulent transactions. Customers that use Apple Pay like how simple and secure the payment option is, which increases customer loyalty and fosters significant business growth. Considering Apple Pay’s rising popularity, it is anticipated that many customers will use it more regularly in the following years.

Alternatives to Apple Pay in Costco

Although Costco previously only permitted Apple Pay as a form of digital payment in its stores, they have now added additional options. You can use the following additional digital payment methods at Costco stores:

Google Pay: Similar to Apple Pay, Google Pay enables you to keep the details of your credit or debit card and make purchases using your phone. Google Pay is now accepted at Costco shops, allowing Android users to make purchases using their phones.

It is similar to other digital payment options; Samsung Pay is another choice for a digital wallet. Any Costco location that supports mobile payments will take it.

Credit and debit cards with contactless payment capabilities are increasingly common. With this function, you can purchase by touching your card on the payment terminal. You may use your contactless card to pay for purchases at most Costco stores.

Cash or Check: If you don’t want digital payment systems, you can always pay at Costco stores using cash or a check. It should be noted that some Costco stores are switching to cashless transactions. Therefore, it is always better to contact your nearby store.

Google Pay, Samsung Pay, contactless credit and debit cards, and conventional cash or check purchases are additional options for customers to make simple payments in addition to Apple Pay, which is available at Costco locations.

Rewards Programs at Costco 

The shop offers a few different programs in addition to the well-known Costco Cashback Rewards program to keep its consumers interested and content.

Executive Membership: This is a more expensive membership type that offers customers extra perks like 2% cash back on qualifying purchases, travel savings, and special access to a few Costco services.

Costco Worldwide Visa Card: This credit card is made available through a joint venture with Citi that offers cash-back incentives on purchases made within and outside of Costco. Cardholders can earn up to 4% cash back on gas expenditures, and on eating and travel, they can earn up to 3%.

Costco provides identity protection, mortgage and refinancing services, vehicle and house insurance, and other services. Costco members only receive exclusive discounts and advantages on these services.

Member-Only Discounts: Costco routinely provides its members exclusive discounts on goods and services. Depending on the store, these discounts could apply to everything from gadgets to trip packages to seasonal goods.

In addition to its cash-back rewards program, Costco offers its members a host of additional services and activities. These programs give members more chances to save money, gain access to deluxe services and take advantage of exclusive discounts.

How to Use Apple Pay on Costco Mobile App?

You may use Apple Pay to make purchases on the Costco mobile app quickly, easily, and securely. You can use Apple Pay to make purchases on the Costco mobile app with any Apple device using Touch ID or Face ID. Here is how you do it:

  1. You can add the things you want to buy to your shopping basket by opening the Costco Shop Mobile App on your device.
  2. Go to the checkout page and choose Apple Pay from the list of available payment methods when prompted.
  3. You will need to set up Apple Pay on your device if you haven’t already. Follow the on-screen directions to add your credit or debit card to Apple Pay.
  4. You can use your card to make purchases on the Costco Shop Mobile App once it has been added. To authenticate the payment, place your mobile close to the payment terminal and use Touch ID or Face ID.
  5. You will receive a confirmation notification on your mobile after the payment has been finalized.

The Costco mobile app uses Apple Pay to make transactions simple, safe, and hassle-free. It is a simple procedure that doesn’t need a physical card or signature, and by employing a secure tokenization method,  Apple Pay helps protect your financial information.

Other Apple Pay Queries

Here is the list of stores that take Apple Pay as their payment method:


The decision by Costco to embrace Apple Pay is a positive step forward for both the company and its customers. It only makes sense for one of the biggest retailers in the world to be on board with mobile payments, given their rising popularity, and offer their consumers more ways to pay for their products.

Increasing consumer loyalty as well as facilitating quicker and safer transactions are all advantages of Costco’s decision. Also, it is a start in the right direction toward adjusting to the shifting retail environment and remaining competitive.

Frequently Asked Questions

At Costco, can I use Apple Pay without a membership?

No, to use Apple Pay at Costco stores, you must be a member of Costco.

What credit cards can I use at Costco with Apple Pay?

Visa, Mastercard, and American Express are just some of the popular credit and debit cards that work with Apple Pay besides others.

Does Apple Pay at Costco require an internet connection?

Absolutely, in order to use Apple Pay at Costco, you must have an internet connection.

Is using Apple Pay safer than using a regular credit card?

Since it uses cutting-edge encryption and authentication techniques to safeguard your personal and financial information, using Apple Pay is more secure than using a conventional credit card.

Does Apple Pay transactions at Costco incur any fees?

There aren’t any costs involved in using Apple Pay to pay at Costco.

What should I do if any problem occurs while using Apple Pay at Costco?

Contact Costco’s customer service for support if you have any problems using Apple Pay at the store.

Leave a Reply

Your email address will not be published. Required fields are marked *